My # 1 reason to have an accident plan is
leverage.
Many people today have taken a
“catastrophic” /major medical approach
toward their health insurance. Since the
cost of health care & insurance
premiums have been rising over 10-15%
or more per year people are only able to
afford an insurance policy with a $2,500
to $10,000 deductible.
An Accident policy can offset the risk of
the higher deductible.
For example; A family’s health insurance
for a $2,500 deductible could exceed
$450 /mo. They could go to a higher
insurance deductible of $5,000 or more
for $250 and then add an accident policy
for $44.95/mo and eliminate much of the
increased risk of the most likely event, an
accident. Therefore, the new total
premiums would be around $395 /mo and
they are now saving over $50 /mo.
leverage.
Many people today have taken a
“catastrophic” /major medical approach
toward their health insurance. Since the
cost of health care & insurance
premiums have been rising over 10-15%
or more per year people are only able to
afford an insurance policy with a $2,500
to $10,000 deductible.
An Accident policy can offset the risk of
the higher deductible.
For example; A family’s health insurance
for a $2,500 deductible could exceed
$450 /mo. They could go to a higher
insurance deductible of $5,000 or more
for $250 and then add an accident policy
for $44.95/mo and eliminate much of the
increased risk of the most likely event, an
accident. Therefore, the new total
premiums would be around $395 /mo and
they are now saving over $50 /mo.
Why buy an accident plan
in Colorado?
in Colorado?
Why buy an accident plan?
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| Choice City Health LLC "Insuring you in the right direction." |
Copyright Choice City Health LLC 2010
Many times this savings is over $100 +/mo.
Another big reason to consider an accident plan is because it is smart choice.
The # 1 reason for bankruptcy today is medical bills and often people who even went
through a bankruptcy had insurance. When you you can use an accident plan to reduce
your overall exposure and risk with a small premium. If a policyholder has a claim as a
result of an accident they usually have
3 choices on how to pay that claim , or deductible.
1) Take it out of savings or retirement
2) Borrow or use a credit card
3) Use an accident plan
